Free Credit Report Online

Be careful when ordering a free credit report online. There have been many complaints of companies offering a free online credit report but then charging your credit car Some of these companies require you to make other purchases to receive you free report. There are three credit reporting agencies, Experian, Trans Union, and Equifax. These three companies are required to release your credit report to you for free once a year. Some of the companies claiming to give you a free credit report are aware that you know this and as a result trick you into thinking you can get it from them for free as well. What they are really doing is getting you to either spend money with them or make money for them in some way.

According to the Federal Trade Commission, there is only one site online that is authorized to give you a free annual credit report. You can find it at annualcreditreport.com, they offer a free credit report online from each of the credit reporting agencies. They may also offer you other services but you are not required to purchase anything to receive your report the way you are on other sites.